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GET LOAN 10X FASTER AND EASIER

From pre-approval to closing, I guide you through every step with clarity and speed—no guesswork, no overwhelm.

Fast, personalized pre-approvals

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Clear communication from start to finish

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Access to best loan options for your needs

The Loan Process

STEP 1

DETERMINE DOWN PAYMENT & CREDIT SCORES

Review how much you can put down and where your credit stands to find the best loan fit.

STEP 4
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MOVE THROUGH THE LOAN PROCESS

​I’ll guide you through paperwork, verifications, and updates—no surprises, just progress.

STEP 2
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APPLY FOR PRE-APPROVAL WITH YOUR LOAN OFFICER

Get a clear picture of your buying power with a fast, personalized pre-approval.

STEP 5
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CLOSE ON YOUR LOAN

We’ll finalize everything so you can sign, get the keys, and step into your new home.
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STEP 3
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FIND AN AGENT & HOME
 

With your budget in hand, team up with an agent and start house hunting with confidence.

STEP 6
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UNDERSTAND MONTHLY MORTGAGE PAYMENTS

​Know exactly what to expect each month—I'll break it down so it’s easy to manage and plan.

Your Role

Meet with a Loan Officer to discuss your goals and budget.

 

Complete application and required documents to receive loan approval.

 

Communicate with your real estate agent about expectations and preferences.

 

Be ready and accessible with information, signatures and requirements to close transaction.

​All loans are subject to credit and property approval. Programs, rates, terms and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Other restrictions apply.​

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CONTACT US

(916) 705-0445

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shannon@shoffhomeloans.com

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2237 Douglas Blvd Suite 100, Roseville, CA

About 

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Loan Options 

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Loan Process 

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FAQ 

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