Your real estate agent will typically call you, though every once in a while your settlement agent will call you to make arrangements for your signing.

Upon receipt of loan documents and preparation of your escrow instructions, contact your Loan Officer so they can tell you the amount of funds you’ll need to close escrow.

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They’ll go over any and all loan documents drawn by the lender of your choice; escrow instructions with terms of sale, per your purchase contract; the Closing Disclosure; preliminary report; etc. The settlement agent will explain any reports and inspections that may be required on the property. They will also provide you with a complete package of all documents you have signed that you can take home for further review. Should you have any questions after reviewing your package, don’t hesitate to contact your escrow officer.

Please allow between 45 minutes and one hour for your signing appointment.

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You will need to bring a valid driver’s license, state ID card, or valid passport, along with your cashier’s check, if a wire was not already sent.
 

Please confirm whether a cashier’s check or wire is required before withdrawing funds.

The day escrow closes is the day the deed records with the county and you become the owner of your home.

It could take 6 to 10 weeks from that date for the County Recorder to mail you the original signed and recorded deed.

Keep copies of your signed loan documents and items received in the mail in a safe place.

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