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Loan Advisor  |  NMLS: 190844

SHANNON HOFF

Helping You

Achieve The American Dream

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I want to buy a new home

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I'm ready to refinance

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Get Pre-Approved

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Help me with my loan

Making your homebuying journey stress free.

Buying a home is more than just a financial decision—it’s a milestone. Whether it's your first home, a forever home, or an investment property, the right mortgage sets the foundation for your future.

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That’s why we go beyond rates and paperwork. We take the time to understand your unique goals and find a loan that truly works for you—both now and in the years ahead.

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Our loan process

There are several steps that will occur throughout your new home purchase process.

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Pre-Approval

I’ll help you get pre-approved quickly, so you can shop with confidence and a clear budget in hand.

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Loan Processing

My team and I handle the paperwork behind the scenes, while you receive weekly updates.

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House Hunting

While you explore homes, I’ll stay on standby to update numbers and answer questions on the spot.

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Underwriting

I’ll make sure everything is solid before your file goes to underwriting to avoid last-minute surprises.

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Loan Application

I’ll guide you through a simple, streamlined application process with zero guesswork.

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Closing

From final approval to keys in hand, I’ll coordinate with your agent and escrow to make closing day stress-free.

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Homebuying made easy.

Manage your loan, all in one space.

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Apply for a loan
 

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Securely Upload Documents

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Calculate Payment Scenarios

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Quick Reminders & Communication

800+

5 Star Reviews

2500+

Happy clients

20+

Years of experience

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Your mortgage expert

In 2004, I left my business in the modeling and acting world and tried out mortgage. I thought I would be in the industry for just a couple of years and have been at it for almost 2 decades.

 

It is a great career and have helped so many families fund their dream homes. With every home so many stories and memories are created, I am so grateful to be a part of the process.

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What clients say 

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Working with me isn’t just a business transaction. It’s a relationship built on trust and genuine connection.

I take the time to understand the why behind your homebuying journey and treat you like a friend, not just a file. The relationship doesn’t end when you get the keys—it’s just the beginning.

Shannon was supportive and helpful with buying our first home.

 

She replied to all our questions in a timely manner and explained things in a clear way.

 

Thank you!

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Cindy Cheung

Shannon was absolutely amazing. With how complicated and intimidating buying a house can be, we felt she made the process easy and understandable every step of the way.

 

We couldn’t recommend her enough!!

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Jeremy Mckillip

Shannon’s experience and expertise are impressive and very evident when helping my family with a recent home purchase.

 

Her flexibility and willingness to guide and teach us through an overwhelming process was nothing short of amazing. I highly recommend Shannon and her team with any and all home loan services.

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Mike Anderson

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SIGN UP TO GRAB YOUR

FREE HOMEBUYER GUIDE

Step-By-Step Guide 

Homebuyer Checklist

Homebuying Do’s & Don’ts

Home Tour Checklist 

Document Checklist

Must-Know Tips for First-Time Buyers Moving Day Must-Dos

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​All loans are subject to credit and property approval. Programs, rates, terms and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Other restrictions apply.​

MENU

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CONTACT US

(916) 705-0445

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shannon@shoffhomeloans.com

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2237 Douglas Blvd Suite 100, Roseville, CA

About 

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Loan Options 

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Loan Process 

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FAQ 

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Free Resources

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