top of page
white and black building during daytime_

Not Just a Loan – A Lifeline

You’ve been told “not yet.” You’re self-employed. You’re tired of the runaround. You're not alone—and you're not out of options.

800+

5 Star Reviews

2500+

Happy clients

20+

Years of experience

When you work with me, you’re not just getting someone who knows how to get the deal done — you’re getting someone who’s been trusted again and again to guide people home. I’ve seen homeownership change lives. It builds confidence. It gives families stability. And it shows people what they’re truly capable of. I do this work because I want everyone—yes, everyone—to feel the pride of unlocking that front door for the first time.

unsplash-bZQJLStVYWs_edited.jpg

This Isn’t Just a Transaction. It’s a Relationship.

Clear communication from day one

Honest advice without the jargon

Weekly check-ins (yes, I actually call you)

Help even after you’ve got the keys

Because you deserve someone who gives a damn.

If You’ve Got a Complex File, You’ve Found the Right Person.

1099? Bank statements? Freelance hustle with 12 income sources? I’ve seen it all. These aren’t red flags to me—they’re just puzzles to solve. I specialize in helping buyers with unique financial stories get real solutions through non-QM and creative financing.

I don't disappear after the closing.

Client BBQs. Holiday parties. Vision board nights. I build lasting connections because I care about your long-term success—not just your loan approval.

You don't have to be a loan expert. That's my job.

I stay on top of the latest loan programs, rates, and market shifts so you don’t have to Google at midnight wondering if you’ll ever own a home. From Forward Academy to real-world loan wins, I’m always sharpening my tools for your benefit.

Real stories. Real results

From beginning to end Shannon and her team brings a painless experience . I own a company therefore self employed , she was able to qualify at a good percentage rate in a timely manner.
Reliable, professional and courteous are a few words that describes Shannon, I highly recommend anyone in search of a mortgage loan to use her services .

Christophe Cornet

Excellent job done. I would definitely refer you to my friends.

Azulamary Mamaotis

Compared rates from several mortgage lenders and this was Hands-Down the Best!

Tappin OnAir

Honestly one of the best people I have ever met, worked a miracle and got me the house I wanted and was completely friendly yet professional the entire time! I would definitely work with them again 😊

Shannon absolutely killed it! Super responsive and professional! Would recommend!

Annie Galvin

She is the best! Her and her team helped me every step of the way. They made the process simple, I barely had to do anything! Super friendly and professional customer service. I highly recommend this business!

Larry Beers

Let's get you home.

You don’t have to figure this out alone. Whether it’s your first home, a fresh start, or a second chance—you’ve got someone in your corner.

All loans are subject to credit and property approval. Programs, rates, terms and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Other restrictions apply.

MENU

CONTACT US

(916) 705-0445

shannon@shoffhomeloans.com

2237 Douglas Blvd Suite 100, Roseville, CA

  • Instagram
  • Facebook
  • Twitter
  • LinkedIn
  • YouTube
  • TikTok
bottom of page