Not Just a Loan – A Lifeline
You’ve been told “not yet.” You’re self-employed. You’re tired of the runaround. You're not alone—and you're not out of options.
800+
5 Star Reviews
2500+
Happy clients
20+
Years of experience
When you work with me, you’re not just getting someone who knows how to get the deal done — you’re getting someone who’s been trusted again and again to guide people home. I’ve seen homeownership change lives. It builds confidence. It gives families stability. And it shows people what they’re truly capable of. I do this work because I want everyone—yes, everyone—to feel the pride of unlocking that front door for the first time.
This Isn’t Just a Transaction. It’s a Relationship.
Clear communication from day one
Honest advice without the jargon
Weekly check-ins (yes, I actually call you)
Help even after you’ve got the keys
Because you deserve someone who gives a damn.
If You’ve Got a Complex File, You’ve Found the Right Person.
1099? Bank statements? Freelance hustle with 12 income sources? I’ve seen it all. These aren’t red flags to me—they’re just puzzles to solve. I specialize in helping buyers with unique financial stories get real solutions through non-QM and creative financing.
I don't disappear after the closing.
Client BBQs. Holiday parties. Vision board nights. I build lasting connections because I care about your long-term success—not just your loan approval.
You don't have to be a loan expert. That's my job.
I stay on top of the latest loan programs, rates, and market shifts so you don’t have to Google at midnight wondering if you’ll ever own a home. From Forward Academy to real-world loan wins, I’m always sharpening my tools for your benefit.
Real stories. Real results.
This is the second time I used Shannon to buy a house. I was always kept up to date on the process and what was going to happen next. All of my phone calls, text messages were always answered in a timely manner.
Anita Calleja
If you are looking for a reliable and personable loan officer Shannon Hoff and her team are what you are looking for! Escrow process moved like clock work, questions were answered back in very little time, good people, and would definitely recommend to anyone looking to purchase a property! I’m stoked on how smooth everything went and I promise you will be too!
Morgan M.
Shannon and her team were amazing through our whole process. Any questions or concerns that I had were answered quickly and thoroughly. They were wonderful to work with!
Lisa Freehling
Buying a house is stressful enough. Having Shannon and her team on our side made it all so much easier! They do what they say they're going to do and they don't waste your time. They answered our questions expeditiously and never made me feel something I didn't understand was dumb. I really feel like we had a top notch team that had our best interests at heart. They really made us feel taken care of.
Shawn Steele
If you want a person/company who's going to do everything possible to get you your dream home dont search any further than Shannon Hoff and her team. They couldnt have been any more helpful to me and my family, and they got us the perfect first home.
Martin Navarrete
Shannon Hoff and team are amazing! They went above and beyond to make sure our growing family got moved into a home! They are friendly, hard working and very patient when educating us with the whole process! We are so thankful and would highly recommend!!!
